First step to apply
During announced application rounds, and if you have read the below guidelines and feel you meet the qualifications, you may send an inquiry email to:
Families@habitatworcester.org with “Critical Repair” as the subject. Briefly outline the need for repairs and times you are available for an initial phone call and a Family Selection Committee member will be in touch. Please note, we are unable to accommodate requests that are sent outside of application periods.
Applications will open online for A Brush With Kindness in mid September.
The general guidelines for acceptance are as follows
- Must Demonstrate a Need – recent hardship has changed financial circumstances, cannot pay for or obtain a traditional loan for the work, is physically unable to perform the work on one’s own, health crisis, etc.
- Willingness to Partner – Agree to perform “sweat equity” hours, additional terms as defined throughout the process
- Ability to Pay for Repairs – The cost for repairs is paid back to Habitat Worcester or a third party funder such as the USDA. Families must earn between 30% - 80% of the AMI for Worcester County (as defined by HUD) to qualify.
- Must Pass Credit and Background Checks – including but not limited to a minimum credit score, criminal, sexual and terrorist background checks; there must not be any liens or judgments against the applicant or co-applicant
- Application Fee: $30 to help cover the costs incurred by the affiliate
- Must be a US Citizen or Resident and Worcester County, MD resident for at least one year.
- Must own the home and provide proof of current homeowner’s insurance.
- Veterans Build Applicants – Qualified veterans will be asked to provide a copy of their DD214 form.
Additional Resources outside of Habitat for Homeowner-Occupied Repairs:
